Property Finance Law
Property Law & Conveyancing
Property Finance Law
Expert Legal Advice For Property Finance
Burgess Thomson is proud to offer our comprehensive legal and technical expertise in the field of property finance law. Property investment has quickly become Australia’s leading industry, surpassing mining, home ownership and financial services. We recognise the growing significance of property investment in Australia and are committed to providing top-tier legal assistance to those involved in the industry.
Whether you’re a seasoned property investor, a first-time homebuyer, or have a self-managed super fund, our team is ready to help you navigate the complexities of property finance law.
How Burgess Thomson Can Help
Our experienced property lawyers are attuned to the latest market trends and regulatory changes, making us uniquely positioned to provide timely and relevant advice for both lenders and borrowers. We understand the inherent costs and risks associated with lending finances and are committed to offering comprehensive legal support that covers all aspects of property finance law.
arrange a consultation with one of our experienced licensed conveyancers or conveyancing solicitors in Newcastle
Our team provides valuable advice for borrowers, helping you understand your obligations and options throughout the lending process. Whether you’re securing a mortgage or negotiating loan terms, our property finance solicitors are here to guide you every step of the way.
We work with lenders to ensure that loan, security, and guarantee documentation are legally robust and compliant with relevant regulations. We offer advice on assessing risks, drafting loan agreements, and managing borrower relationships.
Burgess Thomson offers independent legal advice to ensure you’re making informed decisions that align with your best interests. Our objective guidance can be invaluable when it comes to property finance law. We can provide advice regarding loan and mortgage documents and explain the rights and obligations of a guarantor.
Our team can assist you in understanding and navigating the Personal Property Securities Register (PPSR), ensuring that your interests are protected and that you comply with the Personal Property Securities Act. We can help you:
- Register an interest on the PPSR
- Offer advice on your rights in relation to personal property security
- Offer advice and represent you in the event of a dispute involving the PPSR
- Conduct PPSR searches on your behalf before you enter into any legally binding agreements.
Expert Property Finance Solicitors in Newcastle
Burgess Thomson recognises the importance of having a strong property finance team to support your property acquisition and development efforts. We can assist by drafting, reviewing, and negotiating contracts, as well as advising on disputes that may arise from property arrangements. Our property lawyers have a wealth of experience and knowledge at their disposal, making us a trusted partner in all your property finance endeavours.
With Burgess Thomson by your side, you can confidently move forward with your property finance decisions, backed by our expert legal guidance. We are committed to providing our clients with advice that is both technically sound and commercially aware. In a market as dynamic as property finance, having a legal partner who understands the nuances of the law and the industry is invaluable.
Common Questions & Answers
When buying or selling property, there is a contract involved. It is wise to consult legal guidance whenever you are signing a contract. When making a large financial decision, such as property investment, seeking advice from a legal team can give you a sense of security with the transaction and help avoid any pitfalls or misunderstandings. Burgess Thomson thoroughly review detailed contracts for purchase and sale of properties to ensure you are receiving the best outcome.
If you are thinking of investing in property, you should get in touch with your legal advisor as soon as possible. The sooner your solicitor is involved in the property acquisition process, the more essential advice and guidance you will receive.
The National Credit Code (NCC) regulates all consumer lending, including new loans for residential investment property by non-corporate borrowers (individuals). The law applies to all continuing loans that were entered into prior to1 July 2010. This means any new investment property purchases must comply with the National Credit Code regulations to ensure fair protection for consumers.
Toggle When you own property that is not your principal place of residence, you may be liable to pay land tax. Land tax is about 1.7% of any land value above the threshold. This changes from year to year. It is important to remember this valuation does not include the house or unit itself, just the value of the land.
Most persons in long term relationships (married or de facto) buy property as “joint tenants”. This means if one joint tenant dies, the other automatically becomes the owner of the property. When investors buy property, they can choose to purchase as “tenants in common”. This means the interest in the property of the deceased party passes according to their will, not automatically to any other tenant in common. Tenants in common can hold unequal shares and either one can sell their respective share, when they want and to whoever they wish. At Burgess Thomson we can discuss both options with you to help you make an informed decision about your property interests.